Home Warranty

 

Provides repair-or-replace coverage for most major home operating systems and appliances for one full year after closing.*

 

Gives you peace of mind by protecting your budget from unexpected bills.

 

Can be purchased by you or by the seller, as agreed upon in the contract.

 

 *See specific plan application for details.

 

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Completing the Purchase

A successful purchase involves several important elements:

Full written disclosure

Offers and negotiations

The purchase agreement

Professional inspections

Title insurance and appraisal

Walk-through and final closing

Home warranty   

 

An Accepted offer leads to a legally binding purchase contract

 

The contract is an agreement between you and the seller to transfer title to the property according to the specified price, terms and date.

 

The purchase contract may contain various contingencies that you or the seller will need to satisy in order for the transaction to close successfully.

 

I will guide you through the process, and, when appropriate, recommend additional professional advice. 

 

Professional inspections help avoid costly problems

Property inspections by trained professionals can:

Avoid costly and dangerous problems such as radon, termites, roof and other structural defects.

Help you determine a property’s value in order to make an informed offer.

 

Give you peace of mind. 

 

Preparing the offer

As your Realtor, I will work with you to:

 

Prepare an offer that will meet your needs and provide a solid basis for negotiating with the seller.

 Apply information from the Competitive Market Analysis that will help determine a realistic offer.

 

Negotiating the purchase agreement

A well-prepared offer that is effectively presented stands the best chance of a favorable response.

 

I will present your written offer to the sellers, through their agent, and negotiate on your behalf.

 

The sellers will have a choice of:

Accepting your offer as presented.

Rejecting it completely.

Countering it.

 I will communicate to you the seller’s response and, if necessary, suggest further negotiating options.

 

Full written disclosure protects your best interests

The Seller’s Disclosure Statement reveals information that may affect your offer to purchase.

 

Coldwell Banker pioneered efforts that require sellers to disclose, in writing, all known defects associated with their property.

 I will thoroughly review the Seller’s Disclosure Statement with you, and help you determine how it might affect your offer.

 

Mortgage preapproval can give you negotiating power.

Being preapproved for a mortgage can greatly improve your negotiating position.

 

Sellers and their agents know that a preapproved buyer is a serious one.

 Speaking now with a mortgage specialist will give you a loan decision well in advance of making.

 

Multiple Listing Service

I can show you ANY property listed through the Multiple Listing Service (MLS).

 

Our office provides area-wide information that shows thousands of broker-listed homes for sale, regardless of the seller’s agent.

 

I can help you review many of these homes online or on paper.

 I will show you the properties that meet your criteria.

 

Homes that meet your criteria

 

We will tour properties that best match the criteria you have given me.

 

As your Realtor, I will share my evaluation of the homes we see, including factors that may affect their value.

 Describing your candid impressions of each property will help me fine-tune the search process.

 

For sale signs and open houses

 

A yard sign or open house can let you know a home is available, but I can help you know if it is worthwhile.

 

I can arrance private showings of homes displaying “Open House” or “For Sale” signs.

 

Never disturb the resident by ringing the doorbell to tour the home.

When visiting an open house on your own, give the salesperson my card or name and tell them that I am your agent.

 My job is to help you find the right property.

 

Homes you see advertised

 

You can ask me about any properties that are advertised, no matter who the broker is.

 

I will provide you with detailed information, and show you the homes that interest you.

 My job is to help you find the right property.

 

Title insurance will protect your interests in the property

 

A title insurance policy:

 

Is based on a search of public records that discloses whether any others have a legal claim to the property.

 Insures you against loss due to certain title defects.

 

An appraisal provides independent confirmation of the value of the home.

 

An opinion of the property’s value by an independent fee appraiser:

 

Compares the value of the home to others of similar size, features and location.

 

Is usually required by lenders.

 Can give you additional confidence in the value of the property.

 

I will Monitor the entire purchase process and help prepare for a smooth closing.